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All Charlotte real estate agents are NOT alike! Find out why we are top real estate experts in the Charlotte, Ballantyne, Matthews and Mint Hill.
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Find Out About the Latest Homes for Sale First!
We add our newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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"Sold my Mint Hill home in 14 days!"
"I couldn't believe you sold our Mint Hill home in 14 days! The Carolina Home Pros is the premier real estate brand in Mint Hill, NC."
Ervin J.
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Carolina Home Pros Team
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Charlotte, Mint Hill, Ballantyne and Matthews Real Estate Specialist!  Welcome to Charlotte, North Carolina--but more importantly, Welcome Home! Take a look around Charlotte! There are so many great things to see. In Charlotte, also known as the Queen City, and her surrounding suburbs, signs of progress and prosperity seem to sprout up overnight. Two of our country's largest banks, Bank of America and Wachovia, are based here. The nation's best and brightest are hard at work in our classrooms. We've got fabulous shopping and tons of quality restaurants. Did we mention our great professional, college and high school sports teams? Or that you're in the heart of NASCAR country! The Carolina Home Pros are proud to call Charlotte, NC home, and we are excited to pass on our knowledge and appreciation to you. We love what we do and consider it not only a professional privilege, but a personal mission to find that perfect home for you! You see, to us clients are not just "business acquaintances". We consider you our friends and always treat you with that respect. Buying a home is a very personal thing and so we believe in developing a personal relationship with you--getting to know you and working together to write the next chapter of your life. Your journey inevitably starts with a home. Chapter one is still unwritten, but we've put together a website that will make it easy to find all the information you need, view Charlotte real estate listings, and have plenty of resources on hand to help you start writing. So settle in, grab a sweet tea and get to know, your new city, Charlotte, North Carolina. We can't wait to see where your journey takes you! Sincerely,
Carolina Home Pros Team
RE/MAX Metro Realty
 |  | | | REMAX Platinum Club Award Winner | |
Financing Your Home >Watch Your ARMs Length Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.
First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.
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| Q |
What is considered one of the few remaining tax shelters in the 1990s?
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| A |
Homeownership--property taxes on a residence or vacation home are deductible up to $1 million. |
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