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School Reports in Charlotte, Mint Hill, Ballantyne and Matthews, North Carolina

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Financing Your Home >Your Financial Cushion

When you calculate how much you will need to purchase a home you will add up the down payment and closing costs. It is also a good idea to leave yourself with some financial cushion to cover the incidental expenses associated with moving.

First, you will have to pay the moving company unless you can find friends with strong backs who will help you. Then many buyers plan to do some work, such as painting, replacing carpet, or refinishing floors. If you are moving into a larger space, you may find yourself making some major furniture purchases within a few months of closing.

A financial cushion is important enough that some lenders require buyers to have an amount in the bank equivalent to two or three months mortgage payments. This is especially true for buyers who are putting less than ten percent down. Your real estate agent can give you guidance. A lot depends on your overall financial situation. If your mortgage is a relatively low percentage of your monthly income, you will be able to rebuild a comfortable amount of savings in a few months.

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Q	What is the largest home in Hollywood?
A	The largest home in Hollywood is currently "The Manor" at 36,500 square feet, built by T.V. producer Aaron Spelling for $37 million.
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Carolina Home Pros, REALTOR®, real estate agent and broker for Charlotte, Mint Hill, Ballantyne and Matthews, North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Carolina Home Pros
RE/MAX Metro Realty
8035 Providence Rd., Suite 320
Charlotte, NC 28277
Cell: 704-287-3868
Fax: 704-625-1361
brian@4charlotte.com
The CAROLINA HOME PROS with RE/MAX Metro Realty is one of the highest producing TEAMS in the Carolinas. Our TEAM consists of a full-time Closing Coordinator, full-time Accredited Staging Professional (ASP), full-time assistant, Buyers' Agents & Listing Specialists to satisfy every real estate need you may have. Here is a list of the professional designations our RE/MAX team holds:

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